Covid-19: Find out where you can travel with no quarantine and free changes
115,181 volunteers since 2007
Volunteer Travel Insurance

Volunteer Travel Insurance

Most of the time your volunteer trip abroad will go smoothly, but sometimes luck just isn’t on your side and things go wrong. That’s why travel insurance is compulsory for all IVHQ volunteers.

Volunteering includes a wide range of activities that standard travel insurance or medical insurance policies might not cover, including:

  • Volunteering work abroad (e.g. teaching, childcare, animal care)
  • Emergency medical transport and repatriation
  • Trip cancellation or interruption costs
  • Loss, theft or accidental damage to your bags, tech, travel documents, and gear
  • Adventure excursions (e.g scuba diving, hiking, surfing, bungee jumping)

That’s why the vast majority of IVHQ volunteers choose the specialized volunteer travel insurance that we have arranged through World Nomads for their trip.

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Why choose IVHQ’s recommended volunteer travel insurance?

Covers 200 volunteering & recreational activities

Designed specifically for those volunteering overseas with IVHQ

Chosen by 60% of IVHQ volunteers

The most trusted choice of travel insurance by IVHQ volunteers

Affordable, customizable & flexible

Straightforward and budget-friendly insurance that can be tailored to your specific requirements

24/7 emergency assistance

Covers medical emergencies, including evacuation and repatriation to get you to hospital or home quickly

Covid-19 cover for US, UK & Canadian residents

World Nomad policies provide cover for claims related to Covid-19 for UK, US and Canadian residents

Covers trip cancellation & theft

Covers interruption costs and loss, theft or accidental damage to your belongings

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What do IVHQ volunteers need to be covered for?

What do IVHQ volunteers need to be covered for?

IVHQ requires all volunteers to get travel insurance and be covered for certain activities related to volunteering abroad. You must be covered for:

  • Medical emergencies while traveling
  • Lost or damaged luggage
  • Travel disruptions, such as flight delays, interruptions or cancellations
  • Stolen passport and other important travel documents
  • Participating in typical volunteering and leisure activities while on an IVHQ trip

Having the right insurance helps limit the impact of unforeseen circumstances and means you can make the most of your adventure without worrying. All travel insurance plans have limits, conditions and exclusions and not all providers cover the types of activities our volunteers participate in.

If you already have insurance cover, please check it includes everything you need for your volunteer trip since many health, home or credit card insurance policies do not cover you when traveling overseas or for activities you may do on your IVHQ trip.

60% of IVHQ volunteers choose to obtain travel insurance through our trusted partner, World Nomads, because it’s affordable policies are designed specifically for IVHQ volunteer trips.

Explore your options

Will I be covered for Covid-19?

US residents

Unlike many other providers, World Nomads does not have an endemic or pandemic exclusion for policies purchased by US residents. This means that you may make claims arising from Covid-19 for the benefits specified in your policy.

These benefits include emergency medical and trip interruption coverage for you personally or a travel companion who contracts the Covid-19 or goes under quarantine when traveling. If you unexpectedly catch Covid-19 at home before you leave for your trip, you may also be eligible for trip cancellation coverage, which represents compensation for any pre-paid non-refundable travel expenses such as flights, hotels, and excursions.

UK residents

For UK citizens, World Nomads policies include emergency medical assistance, hospitalisation and repatriation cover if you get sick with COVID-19 while abroad. You may also have cover for some COVID-19 related events, including cancellation, trip interruption expenses, accomodation closure due to a confirmed case, and some quarantine costs. Policies may also cover childcare or petcare costs if you are diagnosed with Coronavirus.

In addition, there’s cover for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to Covid-19.

Canadian residents

World Nomads may provide reimbursement for claims arising from Covid-19 for Canadian residents. If you live in Canada, you may make claims arising from Covid-19 for benefits under the Trip Cancellation, Trip Interruption, Emergency Medical support, medical conditions and government-issued travel advisories sections of your policy.

Coverage for non US, UK or Canadian residents varies and can be checked by clicking here

Find out what’s covered
How to get volunteer travel insurance

How to get volunteer travel insurance

IVHQ requires all volunteers to get travel insurance and be covered for certain activities related to volunteering abroad. You must be covered for:

  1. To start, get a travel insurance quote from World Nomads here.
  2. Once you’ve entered your information, you’ll see the plans you’re eligible for.
  3. Read through the plans and select the one that’s right for you.
  4. Add any optional cover (where available), particularly if you want cover for certain activities or valuable items.
  5. Don’t just choose the cheapest one. In an emergency situation, you don’t want to be ineligible for cover because you wanted to save a few dollars when buying your policy.

Already registered for your IVHQ program and bought volunteer travel insurance?

If you've already bought volunteer travel insurance and checked that it covers everything you need, you can log into your MyIVHQ account and tick it off your pre-departure checklist-now!

Log in to 'MyIVHQ'

Will your existing health insurance policy cover you if you need medical treatment overseas?

Most health insurance plans do not cover you for medical treatment abroad. This is why it’s so important to have additional travel insurance that includes cover for medical emergencies overseas

The best way to be sure is to check your current health policy. If you’re in any doubt, contact your insurance provider and ask them. For more information about the difference between travel insurance and health insurance, this guide from World Nomads travel insurance is useful.

Read the guide

Travel insurance do’s and don’ts

  • Do ask questions.

    If you want to be sure you’re covered for a certain activity on your trip, then ask the insurance provider.

  • Do think before you act.

    Many travel insurance policies won’t cover you if you were drunk, using illicit drugs or breaking the law.

  • Do keep your receipts.

    Sometimes you’ll need to pay up front for something then submit a claim against your insurance. In these instances, you must provide receipts and independent proof of what’s happened to you (like police and/or medical reports) in order to be reimbursed.

  • Do ensure you’re fully covered.

    Some activities you may participate in during an IVHQ volunteering trip are not automatically included in your travel insurance, but can be added as additional cover to your World Nomads policy. For example, World Nomads insurance has limits on the depths and kinds of dives it will cover divers for. If in doubt, just ask World Nomads.

  • Do read your policy documentation.

    It’s very important you know exactly what’s covered and what’s not. The last thing you want to have happen is to get in a scooter crash only to find out you’re not insured to ride scooters. Reading your policy document is the only way to know exactly what you are and aren’t covered for.

  • Don’t expect to be rescued if you choose the wrong insurance.

    IVHQ can’t take responsibility for assisting you if you have an accident and your travel insurance policy doesn’t cover you. You are the sole person responsible for making sure your insurance is sufficiently comprehensive to cover all your travel activities and personal needs.

  • Don’t be a penny-pincher.

    Cheaper policies usually provide less cover. If you do need to make a claim, you won’t want to discover you’re ineligible because you chose to save a few dollars when purchasing your policy.

Message us for more information

Message us for more information

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