Volunteer Travel Insurance
Most of the time your volunteer trip abroad will go smoothly, but sometimes luck just isn’t on your side and things go wrong. That’s why travel insurance is compulsory for all IVHQ volunteers.
Volunteering includes a wide range of activities that standard travel insurance or medical insurance policies might not cover, including:
- Volunteering work abroad (e.g. teaching, childcare, animal care)
- Emergency medical transport and repatriation
- Trip cancellation or interruption costs
- Loss, theft or accidental damage to your bags, tech, travel documents, and gear
- Adventure excursions (e.g scuba diving, hiking, surfing, bungee jumping)
The majority of IVHQ volunteers choose World Nomads travel insurance for their volunteer trip because they offer affordable policies that cover the activities listed above.
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What do IVHQ volunteers need to be covered for?
Travel insurance is compulsory for all IVHQ volunteers. IVHQ requires all volunteers to get travel insurance and be covered for certain activities related to volunteering abroad. You must be covered for:
- Medical emergencies while traveling
- Lost or damaged luggage
- Travel disruptions, such as flight delays, interruptions or cancellations
- Stolen passport and other important travel documents
- Participating in typical volunteering and leisure activities while on an IVHQ trip
Having the right insurance helps limit the impact of unforeseen circumstances and means you can make the most of your adventure without worrying. All travel insurance plans have limits, conditions and exclusions and not all providers cover the types of activities our volunteers participate in.
If you already have insurance cover, please check it includes everything you need for your volunteer trip since many health, home or credit card insurance policies do not cover you when traveling overseas or for activities you may do on your IVHQ trip.
60% of IVHQ volunteers choose to obtain travel insurance through our trusted partner, World Nomads, because they offer affordable policies that cover volunteering activities.Explore your options
Will I be covered for Covid-19?
For residents of more than 90 countries, including those living in the USA, Canada and UK, World Nomads policies may include emergency medical assistance, hospitalisation and repatriation cover if you get sick with Covid-19 while abroad. You may also have cover for some Covid-19 related events, including cancellation, trip interruption expenses, accommodation closure due to a confirmed case, and some quarantine costs.Check if you’re eligible
How to get volunteer travel insurance
You can purchase travel insurance through World Nomads and get in contact with them using the link below.
Disclaimer: We receive a fee from World Nomads for World Nomads travel products you purchase using our link to the World Nomads website. We do not represent or act for World Nomads. We are giving you information on the availability of World Nomads products and providing a link to the World Nomads website. We cannot give advice or recommend World Nomads products, and this information is not intended to imply any recommendation or opinion from us about the World Nomads products.
Already registered for your IVHQ program and bought volunteer travel insurance?
If you've already bought volunteer travel insurance and checked that it covers everything you need, you can log into your MyIVHQ account and tick it off your pre-departure checklist-now!Log in to 'MyIVHQ'
Will your existing health insurance policy cover you if you need medical treatment overseas?
Most health insurance plans do not cover you for medical treatment abroad. This is why it’s so important to have additional travel insurance that includes cover for medical emergencies overseas
The best way to be sure is to check your current health policy. If you’re in any doubt, contact your insurance provider and ask them. For more information about the difference between travel insurance and health insurance, this guide from World Nomads travel insurance is useful.Read the guide
Travel insurance do’s and don’ts
Do ask questions.
If you want to be sure you’re covered for a certain activity on your trip, then ask the insurance provider.
Do think before you act.
Many travel insurance policies won’t cover you if you were drunk, using illicit drugs or breaking the law.
Do keep your receipts.
Sometimes you’ll need to pay up front for something then submit a claim against your insurance. In these instances, you must provide receipts and independent proof of what’s happened to you (like police and/or medical reports) in order to be reimbursed.
Do ensure you’re fully covered.
Some activities you may participate in during an IVHQ volunteering trip are not automatically included in your travel insurance, but can be added as additional cover to your World Nomads policy. For example, World Nomads insurance has limits on the depths and kinds of dives it will cover divers for. If in doubt, just ask World Nomads.
Do read your policy documentation.
It’s very important you know exactly what’s covered and what’s not. The last thing you want to have happen is to get in a scooter crash only to find out you’re not insured to ride scooters. Reading your policy document is the only way to know exactly what you are and aren’t covered for.
Don’t expect to be rescued if you choose the wrong insurance.
IVHQ can’t take responsibility for assisting you if you have an accident and your travel insurance policy doesn’t cover you. You are the sole person responsible for making sure your insurance is sufficiently comprehensive to cover all your travel activities and personal needs.
Don’t be a penny-pincher.
Cheaper policies usually provide less cover. If you do need to make a claim, you won’t want to discover you’re ineligible because you chose to save a few dollars when purchasing your policy.